Loan Products
We have loans for Builders, Purchase & Rehab, Purchase Only, Landlords (long term interest up to 30 years ARM), Buy & Hold (convert to long term Low interest up to 30yrs ARM), Cash Out Refinance!
Fix & Flip
Loan Option 1: (100% Financing)
$100,000 – $2,00000.00
600 Minimum Credit Score to Qualify
Overview
- 600+ Fico needed.
- 100% Financing is available for properties that have Purchase Prices and Rehab cost not exceeding 70% ARV. If you have a property that fits these criteria, we will offer 100% Financing.
- Loan Amounts From $100,000.00 – $1,000,000.00
- 2 Months Bank Statements.
- Can close 10 Business days from Receipt of All Documents.
- Only Available in GA, AL, TN, NC, TX, MO, IN
Loan Option 2: (Up to 90% Financing)
$100,000.00 – $1,000,000.00
600+ Minimum Credit Score To Qualify
Overview
- 600+ Credit Score Qualifies for the Lesser of (Up To 90% Of Purchase Price Loan Amount) or (80% of the As-is value) and 100% of Rehab not exceeding 70% ARV
- Loan Amounts From $100,000.00 – $1,000,000.00
- Close In 10 Business Days from Receipt of All Documents
- No Employment Verification or Tax Return Required!
- No Income Verification Required
- 1st Time Investors OK
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New Construction & Major Rehab Loans
$100,000.00 – $10,000,000.00
650+ Minimum Credit Score To Qualify
Overview
- Minimum 20% Down
- Must have New Construction Experience
- 2 Months Bank statement
Landlord Financing, Rental Rehab, Buy & Hold Loans
For those Investors that invest in long term Rental Cash Flowing Properties, We have Loans that will fit your needs. We offer terms up to 30 Years with a Fixed Rate or a 7 Year ARM!. For those Investors that want to Buy a property, Rehab and Rent it out or Buy and Hold, we can offer a Bridge Loan for the Purchase & Rehab and then convert that Loan to a Long Term Loan with low Interest Rate.
Rental Cash Flowing Property / Buy & Hold (Note*This is for properties that don’t need rehab. If the property needs to be rehabbed, you will need to start with a Bridge loan where we can loan you 100% if it meets the 70% ARV and then convert to a Long Term Loan once the rehab is completed)
- Rates starting at 7%
- No personal income used for qualification
- Finance up to 25 Properties
- No Tax Returns Required
- Cash Out Refinances
- Purchase Loans
- Refinance Loans
- Qualify off the Subject Property Rental Income
- Up to 80% of the Sales Price or Appraised Value
Refinance / Cash Out Refinance
Option 1
Minimum 600+ Credit Required
Overview
- Up To 80% LTV Based on Current Appraised Value!
- Minimum Loan Amount Of $100,000.00
- No Maximum Loan Amount!
- Vacant Properties OK!
Option 2
- No score required
- Stated Income
- No Bank Statements required
- Cash Out Up to 60% of Appraised Value